THE BUYING PROCESS
Let Ideal Realty Show Your Family the Way Home.
Our close net team of Ideal Agents provide Quality Service Beyond Expectations. Our Ideal Agents are experts in the Guam real estate market and understand the nuances of buying and investing on Guam. All our Ideal Agents are professional REALTORS® and members of the Guam Association of Realtors. For most buyers and investors, the journey begins with selecting the right Realtor/Agent.
Let’s us guide you through the process.
Choosing an Agent
Trust, competence, professionalism, loyalty, and honesty are all characteristics that a client should demand from their agent. It’s also important to choose an agent that you feel comfortable with and that you can easily communicate with. Your Agent must be all these things while aggressively protecting your interests. Our team of Ideal Agents have all pledged to serve you and your interests first, and your interests only.
Finding the Right Loan
Our Ideal Agents have worked all the local lending institutions and are ready to help you select the best mortgage broker for your needs. If your planning on financing your purchase with a mortgage we suggest you shop around for the best interest rates and financing terms. Your Ideal Agent is ready to help you understand your options and allow you to make the best financing decision. The Mortgage Pre-Qualification process and approval letter is an important part of the purchase process. The approval letter helps you and your agent know what your purchasing power is. The pre-qualification process allows your Ideal Agent to layout a road map to completing your purchase. After the pre-qualification process you should a have list of documents to submit to your lender, know what funds are required up front, during the investigation period, and at closing.
Wants and Expectations
Our Ideal Agents will sit down with you and discuss your real estate goals and plans. Are you looking for that perfect forever home, a great investment opportunity, a fixer upper, or something in between? Sometimes the path to those goals is confusing and obscure, and very often there are challenges and un-foreseen decisions that must be dealt with along the way. Our Ideal Agents walk that path with you; drawing from their experience and training they will help you make the best decisions. The beginning of the process involves finding the right property. Our Ideal Agents are market experts and are ready to help you find your new home.
Making an Offer
Now that we have helped you negotiate the market and you have selected a home it’s time to make an offer. Your Ideal Agent will discuss all your options related to making an offer and will type the offer for your signature. This is the first step in negotiations and start of the transaction. The offer can set the tone for the entire purchase to include further negotiations. Our Ideal Agents understand the legalaspects of the offer and ensure your interests are protected from the beginning.
Once your offer has been presented, the Seller may accept your offer as presented, counter your offer, reject your offer or simply let your offer expire. This is another important part of the entire process and it’s critical that your agent understands how to negotiate. Our Ideal Agents are expert negotiators and are in your corner as you go back and forth with the seller. The Ideal Agent will help you develop and execute a strategy to help you get the best deal.
Terms and Conditions
Contracts are often contingent upon financing, home inspections, survey, clear title report and/or appraisals. The Ideal Agent is trained and experienced in coordinating with all the transactions stakeholders to make the process as seamless as possible.
The Ideal Agent is with you at closing Once all the conditions of the contract have been satisfied the transaction can close and you will receive your property deed and your keys to your new HOME.